Unforeseen events can’t be prevented. However hard you try to be really careful all the time when driving, nevertheless accidents befall abruptly – whether your fault or not. If that be true, there’s nothing to be concerned about seeing your car, so long as it’s under collision protection. But what must be achieved for you to use this insurance definitions dictionary?

* Recognizing the insurance plan. Foremost, you knew that the policy statement the minute you entered into the contract with the insurance company. Therefore, you have the clue what to do with your shattered car, if you’d like it to be repaired or to be substituted with a fresh one, based on the harm.

* Document the episode. Ensure that you record the injury; can it be you alone from the case or you needed a collision with somebody else. When it’s the latter, then get some information like the motorist’s title, address, contact number, insurance carrier and insurance’s telephone number. You may need those also. Additionally, record the date, time, and location of occurrence. In case you’ve got a camera on you, take some photos for additional proofs.

* Witness identified. If there are witnesses about the crash, collect some information like their names and contact numbers. Due to this collision may be required in the investigation resulting in the processing of your claims.

* Report to law enforcement officers. File an crash report and get the police to take care of the situation and get it documented. Their report is essentially one of the prerequisites for your own claims.

* Inform your insurance company. Get in touch with the insurance company concerning the injury as soon as possible. The insurance claim assessor will review the crash report to ascertain that’s at fault. Nevertheless, you’re confident you are able to file for claims by virtue of your accident coverage provided that it’s nevertheless valid and untrue.